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Senior finance professional in a suit reviewing business strategy and financial documents with a pen and smartphone in hand, representing Coopers&Co’s YourFD fractional finance director support for UK SMEs.
Senior finance professional in a suit reviewing business strategy and financial documents with a pen and smartphone in hand, representing Coopers&Co’s YourFD fractional finance director support for UK SMEs.
YourFD: Fractional Finance Director Support for UK SMEs

As your business grows, so does the complexity of its financial needs. That’s where fractional finance director support can make a real difference—providing strategic insight and financial control without the full-time cost.

Many UK small businesses rely on traditional year-end accountants for tax returns, VAT submissions, and staying HMRC-compliant. But as businesses grow, so does the need for strategic insight such as financial forecasting, budgeting, and cash flow planning.

This is where many SMEs find themselves stuck. Without a dedicated finance director, there’s often no one to connect the numbers with long-term strategy. The result? Missed opportunities, reactive decisions, and business owners operating in the dark instead of confidently leading growth.

Let’s explore the common financial hurdles facing scaling UK businesses and why YourFD is the smart solution that bridges the gap between compliance and strategic support.

Why fractional finance director support is a game-changer for SMEs

For many business owners, understanding the numbers can be daunting. Financials often fall to the bottom of the to-do list, especially when growth demands your focus elsewhere.

Eventually, spreadsheets and guesswork just will not cut it, especially when poor cash flow visibility or reactive decision-making threaten your business stability.

If your current accountant simply submits tax returns but does not offer real-time data or actionable insight, it is time to level up.

What you need is clarity. Guidance. A financial partner who understands your goals and helps you reach them.

That is what YourFD delivers.

YourFD: Strategic finance support without the full-time cost

YourFD is built for ambitious businesses that need more than compliance. We provide the benefits of a senior finance leader without the full-time overhead.

This kind of fractional finance director support is designed to help you take control, gain clarity, and plan strategically—without the need for a full-time FD.

Tailored to your business needs, YourFD combines:

  • Proactive compliance (VAT, CIS, and corporation tax)
  • Real-time financial reporting
  • Strategic advice on cash flow, investment, and even exit planning
  • Collaborative work alongside your existing team

We speak your language. No jargon. No tick-box reports. Just actionable financial insight that drives results.

Real-world results: Two businesses transformed

Voltmetric: From disjointed data to confident growth

Voltmetric, a Northamptonshire-based electrical contractor, outgrew its financial systems as larger contracts came in. With YourFD, they gained accurate, real-time oversight of:

  • Cash flow
  • Overheads
  • Tax liabilities
  • Fleet financing

The biggest shift was strategic clarity. Voltmetric’s directors now make confident investment decisions and plan long-term with the future and an eventual exit in mind.

They have avoided cash flow shocks and embraced stability, even referring others to Coopers&Co because of the impact.

F&I Groundwork: Scaling from start-up to national operation

As F&I Groundwork grew to over 100 contractors, internal bookkeeping and payroll became overwhelmed. The directors needed compliance handled and expert financial direction.

YourFD stepped in, taking over VAT, CIS, and tax returns while advising on critical decisions such as remortgaging versus business loans. We also facilitated constructive financial conversations between directors.

With YourFD, they now:

  • Make better strategic decisions
  • Understand their finances in real time
  • Are positioned for long-term, sustainable growth

Why fractional finance director support works for the long term

YourFD is for SME owners ready to grow with clarity rather than just survive. Whether you’re analysing performance, preparing for an exit, refining internal systems, or learning how to make business finance work for you, we offer the support to make it happen.

Let’s remove the stress and uncertainty from your financial future.

What YourFD could do for your business

YourFD is not just about staying compliant. It empowers your business with insight, control, and the confidence to grow. Whether you’re looking to tighten management reporting, build out your forecasting model, or gain a strategic sounding board, we deliver high-level financial leadership tailored to your needs and terms.

Who you’ll work with

You’ll be working directly with Jack Emmerson, ACCA-qualified Senior Client Manager and the lead behind the YourFD service. With experience in Top 10 firms and a strong track record in SME growth, Jack brings practical expertise across KPIs, forecasting, and internal systems—all aligned_

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